Pensions

Rights, applications and preparing for retirement

Indicative pension calculationCheck the estimated amount of your future pension online through My Pension or request a calculation from HZMO.Applying for an old-age or early old-age pensionPrepare insurance-period details, check the conditions and apply to HZMO in person, by post or through e-Citizens.Applying for a survivor's pensionCheck who can obtain a survivor's pension after an insured person or pension recipient dies and how to apply to HZMO.Applying for a disability pensionFind out how to start a disability-pension procedure, prepare medical documentation and submit an application to HZMO.National benefit for older personsCheck your age, residence, household income and other conditions, then apply to HZMO for the national benefit.Pre-completing pension dataUp to a year before retirement, check and supplement records of insurance periods, pay and calculation bases so that your later application is faster.Compensation for physical impairmentApply to HZMO if a physical impairment resulted from a work injury or occupational disease.Applying for payment of part of a survivor's pensionCheck whether you can receive part of a deceased partner's survivor's pension alongside your own pension.Establishing pension-insurance periods abroadBefore or alongside a pension application, report periods of work in other countries and provide available evidence.