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Pensions
PensionsEditorially reviewed 02/09/2026

Applying for a disability pension

Find out how to start a disability-pension procedure, prepare medical documentation and submit an application to HZMO.

Price from

€0.00

Usual time

Depends on medical assessment and documentation

Responsible institution

HZMO

How would you like to apply?

Documents and steps differ depending on how you apply.

HZMO, post office or pension information centre

The application can be submitted to HZMO, at a post office or a pension information centre.

Online through HZMO e-services

The disability-pension e-application is available in the e-Citizens system.

Required documents

Selected: 0 of 4

For both application methods

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Steps

HZMO, post office or pension information centre

  1. 1

    Check pension-insurance periods

    Review HZMO data and collect evidence for missing periods.

  2. 2

    Collect medical documentation

    Prepare current findings and documentation that fully describes your health status and course of treatment.

  3. 3

    Submit the application and medical documentation to HZMO

    At a regional service, submit the current form and complete medical documentation.

  4. 4

    Attend the work-capacity assessment

    In the procedure, HZMO determines whether there is reduced or lost work capacity and whether insurance-period conditions are met.

  5. 5

    Review the decision and legal-remedy instruction

    Check the established entitlement, start date and possibility of appeal if you disagree with the decision.

Online through HZMO e-services

  1. 1

    Check pension-insurance periods

    Review HZMO data and collect evidence for missing periods.

  2. 2

    Collect medical documentation

    Prepare current findings and documentation that fully describes your health status and course of treatment.

  3. 3

    Submit the e-application with medical attachments

    Through e-Citizens, complete HZMO's application and upload legible findings and other requested evidence.

  4. 4

    Attend the work-capacity assessment

    In the procedure, HZMO determines whether there is reduced or lost work capacity and whether insurance-period conditions are met.

  5. 5

    Review the decision and legal-remedy instruction

    Check the established entitlement, start date and possibility of appeal if you disagree with the decision.

Prices and deadlines

ProcedurePriceDeadline

Submitting the application

HZMO does not state a separate fee for submitting the application; costs may arise for obtaining some evidence.

€0.00Depends on medical assessment and documentation

Important notes

  • A diagnosis alone does not automatically mean entitlement to a disability pension; the effect on work capacity is assessed.
  • For illness or injury outside work, the prescribed pension-insurance-period condition is generally also checked.
  • For a work injury or occupational disease, special rules apply to the insurance-period condition.
  • A temporary disability pension is a separate right with additional conditions.

Common mistakes

  • Submitting only a diagnosis without complete medical documentation.
  • Not checking missing insurance periods before applying.
  • Confusing a disability pension with physical-impairment compensation.
  • Missing an examination summons or a deadline stated in the decision.

Institutions

Official sources

Information was editorially reviewed on 02/09/2026. Before applying, check the latest information on official websites.

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