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Pensions
PensionsEditorially reviewed 02/09/2026
Indicative pension calculation
Check the estimated amount of your future pension online through My Pension or request a calculation from HZMO.
Usual time
Immediately after signing in and entering data
Responsible institution
HZMO
How would you like to apply?
Documents and steps differ depending on how you apply.
Application to HZMO
Submit the application to the competent HZMO regional service or office with proof of payment.
Online through My Pension
A free projection is available by signing in through e-Citizens.
Required documents
Selected: 0 of 3
Application to HZMO
Online through My Pension
Selections are saved only in this browser. We do not store document numbers or personal data.
Steps
Application to HZMO
- 1
Check recorded insurance periods and pay
Before the calculation, review HZMO data because incomplete records can affect the estimate.
- 2
Choose a calculation method
For a quick free projection, use My Pension; you can request an official indicative calculation in person.
- 3
Submit an application for an official indicative calculation
Submit the completed application and proof that the fee was paid to HZMO.
- 4
Review the result and assumptions
Compare the scenarios and check that all relevant insurance periods are included in the calculation.
Online through My Pension
- 1
Check recorded insurance periods and pay
Before the calculation, review HZMO data because incomplete records can affect the estimate.
- 2
Choose a calculation method
For a quick free projection, use My Pension; you can request an official indicative calculation in person.
- 3
Start a projection through My Pension
Sign in through e-Citizens and review personalised scenarios without visiting in person.
- 4
Review the result and assumptions
Compare the scenarios and check that all relevant insurance periods are included in the calculation.
Prices and deadlines
| Procedure | Price | Deadline |
|---|---|---|
Online projection Using the My Pension service is free of charge. | €0.00 | Immediately after signing in and entering data |
HZMO indicative calculation An original proof of payment must be attached to an in-person or written application. | €9.29 | According to HZMO processing time |
Important notes
- An indicative calculation is an estimate, not a decision granting pension entitlement.
- The online service may not support every special type of pension and exception.
- Incorrect or incomplete records of insurance periods and pay can change the result.
Common mistakes
- Treating the estimated amount as a guaranteed final pension amount.
- Not checking insurance periods in HZMO records before calculation.
- Not attaching original proof of payment to an in-person application.
Institutions
Official sources
Information was editorially reviewed on 02/09/2026. Before applying, check the latest information on official websites.
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