Cost
Depends on the basis for insurance
Healthcare
Croatian Health Insurance FundDetermines insured-person status and accepts registrations, changes and deregistrations.Opens in a new tab. HZZO regional offices and branchesEvery regional office or branch must accept a registration regardless of your place of residence or temporary residence.Opens in a new tab.
HealthcareEditorially reviewed 02/09/2026
Registering for compulsory health insurance
Find out who submits the registration to HZZO, which form and evidence to prepare, and which deadline applies after a status change.
Usual time
After checking a complete registration
Responsible institution
HZZO
How to apply
This procedure has one application method.
At any HZZO regional office or branch
The registration can be accepted regardless of place of residence, and documents depend on the legal basis for insurance.
Required documents
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At any HZZO regional office or branch
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Steps
At any HZZO regional office or branch
- 1
Determine the basis for insurance
Check whether an employer or another obligated person registers you, or whether you must apply yourself.
- 2
Check the eight-day deadline
Registration, change or deregistration must be submitted within eight days of the relevant circumstances arising, changing or ending.
- 3
Choose the appropriate form
Use T1 for insured-person status or T2 for an insured dependent or family member.
- 4
Prepare evidence for your basis
Check the official List of Insurance Bases for the exact set of documents for your status.
- 5
Submit the registration to HZZO
Submit the registration and attachments at any HZZO regional office or branch.
- 6
Collect the certified copy and check your status
Keep proof of registration and check whether the status is recorded under the correct basis and date.
Prices and deadlines
| Procedure | Price | Deadline |
|---|---|---|
Registration and contributions Some bases have no separate administrative fee, while self-paying contributors and people without another basis may owe contributions or a prior one-off payment. | Depends on the basis for insurance | After checking a complete registration |
Important notes
- The deadline to register, change or deregister is generally eight days after circumstances change.
- Documents are not the same for everyone: the official List of Insurance Bases sets the evidence for each status.
- The end of one status does not mean a new insurance basis is automatically arranged.
- A person previously insured in another country may need proof that insurance ended.
- People who pay contributions themselves may incur further financial obligations, including payment for a prior statutory period.
- Rights under an ended basis can remain for up to 30 days, but this does not replace the duty to arrange a new status in time.
Common mistakes
- Assuming another institution will report every change automatically.
- Missing the eight-day deadline.
- Using the wrong form for an insured person or family member.
- Not attaching evidence that matches the specific legal basis.
- Not checking whether previous insurance in another country was deregistered.
- Not keeping the certified copy or checking the status start date after submission.
Institutions
Official sources
Information was editorially reviewed on 02/09/2026. Before applying, check the latest information on official websites.
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